Category Archives: advice

What do you Need to Stop Procrastinating about ?

Procrastination is really the thief of time as the adage goes. I mean there are so many sayings cautioning us not to procrastinate but alas we do it. What are you procrastinating about? Why do you procrastinate and what do you need to stop procrastinating about?

All of this is easier said than done. However, the first step begins with honestly facing up to what makes you procrastinate about that one thing? You know that thing that you want to do but leave it hanging…

Are you afraid of failing? Remember failure is a part of the process to learning and growing.

Are you afraid of being vulnerable. Pray about it and try to step out in faith.

Is it that you don’t have the finances necessary to bring this thing to life? How about sharing the idea with someone who may be able to help by investing in your dream?

Write the book, or finish it in my case.

Research, plan, save and go after the new job/career etc.

Do some free online courses to learn about how to run and manage a business if it’s your calling. Platforms like Coursera and Future Learn, offer loads of courses from different universities around the world for free in some cases. Spend some time investing in your dream in this way and less time on social media.

Sometimes you have to do some things without knowing how it will all end. This is faith at work. I remember a few years ago I was just not liking the atmosphere of one place where I was working. I took to applying for different jobs. interestingly, the job that on the surface seemed to pay the least worked out to be the best with a good salary. I am happy I took the leap. I caution you to save and have a buffer while enjoying life, to enable you to do something like this.

Some people want to travel but put that off usually because of money. This is valid. However, you can have a ten year plan where you save as little as $20 – 30 USD a month for a dream trip. Do the math. The trick is to think about how much a trip like that would cost in that period of time and start saving for it now. Have a separate account and let it mount up. Even if it takes more than ten years, your reward will be the dream trip.

You may be at the stage where your first step to stop procrastinating is to write down your ideas, goals, dreams etc. Put it somewhere so you can see it often and remember it. You will be more likely to do something about it. Also, don’t be shy to ask for help. Speak to people who can help and know that yes, someone may not be open to helping but keep knocking on doors.

Keep pushing and going after what you want. Life is best lived as an active participant in your own life. No one else can do your life like you can. Fix your eyes on your path and don’t be distracted by what others are doing. What’s yours is yours and vice versa. Rejoice with others and don’t cultivate envy… nurture positive thoughts especially when things seem to be falling apart. Again, this isn’t easy but it’s worth it in the long run.

The Importance of Reflecting as you Look Ahead

As a teacher, I talk with my students often, about the importance of reflecting, as they go throughout their time in my class. There is often much focus on looking ahead to accomplish different goals and dreams. There is also merit in taking the time to reflect and look back as we prepare for what’s ahead.

What are some merits of reflecting?

One thing that reflecting does is to show us how we have grown. This can be physically or mentally; let’s focus on mental and emotional growth. I am gratified to see my growth in these areas. I can look back at past relationships, experiences and things that were very hard spots in my life. I have grown through them and learnt how to be a better me. I have developed and honed my critical thinking skills and effectively manage how I react to different people and situations. When you look back at your life, how have you grown?

I am learning to be content with where I am in life. I don’t have all the things I desire but when I see what I have accomplished in the last few years, I have peace. I am reminded that I have what I need and different things come at different times. This also reminds me that I will look back at where I am now and see some changes as time passes by. I tell myself be patient, remain hopeful and keep moving.

I also learn to value the people I have around me now because they may not always be here. I lost my mother a few years ago and I am glad I went to be with her often, though I live on the other side of the world. There is nothing like spending time with those near and dear.

Reflecting also helps me to remember that things may seem hard now but time will pass. Like the other unpleasant things before, they won’t last forever. My response to them and how I handle them is what is important.

I remind myself to be open-minded, flexible and positive despite what is happening in my environment.

Reflecting as you look ahead

Reflect to seek out the positives and negatives that you have learnt from life. Use this knowledge to prepare for the future. Know how you approach and deal with different situations and people in the past. Be proactive and think about how you can make necessary changes to benefit you as you look ahead.

Mistakes are great learning opportunities. What can we learn from some colossal mistakes to avoid pitfalls as we forge into the future? This can be anything from spending crazily at certain times of the year to trying different diets; just about anything. One mistake I made was to have developed the habit of buying clothes just because they are on sale. Have I learnt from the folly of my ways? I sure have. When you live in small Japanese apartments this can be quite a nuisance, so I have cut back on that.

From reading this blog, you have probably noticed that I am passionate about living on a budget and being debt free. I reflect quite a bit on how I spend and think about how I can save and reward myself more meaningfully. Travel is my extravagant hobby, so I make certain concessions for this. I travel differently now than I did a few years ago because though I enjoy it, I have other priorities like saving for retirement. You are never too young to begin saving for retirement.

Take time to reflect to understand yourself more, make some changes to benefit yourself moving forward and to see your growth. There are far more benefits to reflecting on your life as you plan for what’s ahead. I hope you’ll enjoy these as you reflect.

Keep Long Held Dreams Smouldering, Don’t Give up on Them

Do you have a dream that seems to become dormant as time passes?

Is there a dream you have that you are afraid of pursuing because it seems too big?

Has life just come and made you forget to dream or keep going after a dream you have had for a while?

Keep your dreams smouldering. You may have to expand the dream or tweak it in some way but look for ways to feed the fire for your dreams. A dream dies only when we lay it to rest.

Learn to unpack that seemingly impossible dream and look at it with new eyes. How can you shape it so that you can accomplish it step by step. Remember to look at how to build something you dream of and not only think of the final product. Dream, research and plan well to enjoy success. Remember to season your expectations with time – some things take time.

Do you want to go back to school, travel the world, start a business, live abroad or whatever other dreams you have? What’s holding you back from pursuing this dream and breathing life into it? Knowing this, is the first step to bringing a dream to life. Interestingly, many of us never take practical steps to birthing a dream before giving up on it or trying to do so.

There are some dreams though that take hold and won’t give up on us. We try to tamp down this dream and live around it but it is there smouldering. That one may be the very one to pursue. Don’t let fear hold you back or thoughts of what others will think. I know sometimes a lack of finances may be an hindrance. However, we should find ways to cut back and save up to pour into such a dream or find a side hustle to get funds to invest in it. Dare I even suggest borrowing a modest loan with a low interest rate to use for this purpose? Think about it.

Finally, never stop dreaming. It can be a simple thing such as wanting to be more active and outgoing. The dreams that I am talking about here aren’t fairytale things. I am talking about goals, short term and long term that add value to your life. Essentially, at every stage of life we ought to build on old dreams or generate new ones as we grow.

Go ahead, take the first step to bringing that smouldering dream to life. Do the research, set a timeline and map out different paths to bring it to fruition. We often think, “what if I fail, but what if you fly?’

Slow Growth is Growth, Go at your OWN Pace

We all have dreams and goals as well as aspirations. There is nothing wrong with having lofty ones as well as small safe ones. We also want to accomplish or fulfil these at specific points. Unfortunately, life often has different twists and turns that may mess with our timelines. This means that we may not be where we thought we would be and certain points. As a result, we may feel disappointed and even lose motivation sometimes. What do we learn at these times?

Even when we do not meet certain goals on our timeline we are growing. It may not be in the way we envision and we may not be ticking off the goals we want to, when we want to, but…

How about other positive things that are happening that are helping you to mature and be a better you?

What can we learn through reflection about things that do not happen on our timelines? Embracing this is a part of growing. Something as simple as being flexible and changing how you view that situation is beneficial.

Remember to go at your own pace and remind yourself of this, when you feel like you are not where you want to be. Each person has his or her own journey. It’s so easy to forget this from time to time amidst expectations set out by society, family friends and even yourself. Give yourself a break. Applying that mindset when needed is a a part of personal growth.

Be on guard about mapping your timeline based on what others are doing or have done at a certain time. They are not you. You are not them. There is much growth in moving forward amidst disappointments and the unexpected events that delay dreams and goals coming to fruition.

There are some things that you can accomplish by yourself just by being disciplined and working hard, yes. There are others though that you can’t control – even though some people tend to differ on this. I am talking specifically about finding a committed partner for marriage and the ability to have kids and do so at a particular time or at all. It’s best to be open-minded and live life fully. Unfortunately, many people allow these disappointments to take away from the beauty of their lives.

My growth and the pace at which I grow looks different from everyone else’s. That’s life. Focus on finding another way to accomplish a dream. Embrace singleness, being childless or adopt a child (I know this sounds simplistic but getting into this mindset brings so much peace).

If you get nothing else from my diatribe, remember slow growth is still growth. Keep going and learn to be content where you are as you plot about how to move forward. Go at your own pace. This is something I remind myself of often. We all do well to remember this.

How to Budget, Organise your Money and a live a Financially Healthy Life

Change how you view and spend money

If we earn more than we need for the necessities we should be saving consistently. This is sometimes a struggle for some people because of the relationship they have fostered with their money.

It’s not enough to pay all the bills then spend what is left. Organising what is left after the bills are paid is a apart of living a financially healthy life. This is why having a budget and following it is important.

We are never too young to start saving for retirement.

We are never too healthy to save for illnesses.

We are never too securely employed to plan for rainy days.

Catch my drift? It often takes a mind shift to start budgeting, sticking to it and putting away money for the future (near and far). The money we earn is not merely to pay our bills and feed our temporary wants.

See what you earn as a necessary ingredient to help you attain different goals – debt free.

Organise your Budget in a way that gives you Freedom

Find what works for you.

Having a lean budget where all wants are not catered to does not work for many of us. It isn’t realistic.

Adjust savings targets for different goals as time passes or just because you want to.

Budget in your treats, the things that help you to live and enjoy yourself. A budget is not something to cause stress. For example, I budget for recreation every month because that is important to me. This may look like going out to eat with friends, doing so alone, going to an event and things of that nature.

Also put away something in the miscellaneous category because stuff comes up.

Reconcile your Budget as you Spend

Keep track of payments, all of them. Everything from gum to rent/mortgage. Line up all the items and check that what you plan for is what you are spending. This becomes habitual with time. I like to do this after paying each bill. I also use cash for things like groceries, lunch and utilities. I keep them in their own envelopes and return whatever is left after each transaction.

Using cash for some purchases may help to keep you on track. Some people use credit cards to get points I know. The goal should be to use it within the confines of what is budgeted and pay the sum off each month.

Develop the Habit of Saving

You truly pay yourself from what you earn by putting aside some money into savings. Each amount you add to your savings, helps you to develop this healthy habit of saving. This habit contributes to a financially healthy life. As I said in the opening, if you earn more money than you need to cover the necessities, savings should be a priority. Budget for savings.

At first it might be frustrating and if you are a spender you may be tempted to just use it all. A good way to motivate yourself is to have a list of short term and long term goals. Write down a desired amount to save over a period of time. Make it something like a challenge for yourself. You can put this on a poster or app and have countdown each pay period. I believe that once you start meeting different gaols you will become addicted to this practice.

Budgeting is something to talk about with families, friends and others. Share the value of this habit and help others to live financially healthy lives.

Don’t Get Caught up in Social Media and Lose Yourself

How many times do you watch a Youtuber share an item and find yourself searching somewhere online for it? I have even gone into a store looking for said item.

I have gone down many a rabbit hole and wasted money because someone or a number of people spoke glowingly about a product. To be fair I have also had good recommendations.

They key is to know what is useful and to ignore the rest. This isn’t easy because many of us humans are visual people. Yep, this can affect us without us really even being aware of it.

I mean we may become uncomfortable with our bodies, our wardrobes, our jobs and so on and so forth. I think this is a major issue for young teens, who are trying to find their identity. It also affects us adults because we all want to present our best selves out in the world.

We must remember to guard ourselves and not lose who we are amidst the trends and influencers on the different social media platform. Unhappiness with who we are and what we look like among other things, can creep up on us and overwhelm us.

This is also true for those of us who create content through blogs, videos, photos etc. It is easy to get caught up in doing what other successful creators in our niche do, just to chase success. Remember why you started and keep reminding yourself.

Would I like to make money from blogging? Of course!

Is this the only reason I blog? Of course not!

Will I learn from others to showcase my pieces better? Probably

Success for me with this blog means posting regularly and editing posts. It’s true, that’s enough for now and probably for a very long time. This is freedom for me because I have a job that offers me a salary that covers my needs, wants and whims. Moreover, I love said job and serving my students.

When I look at my blog stats and see only a few people read my blog and fewer comment, I sometimes catch myself getting anxious for more. I then mentally smack myself into remembering my goal (see above).

Social media is great. The different platforms offer so much to both creators and viewers. I like that we have so much to choose from and that so much knowledge is being shared.

We would do well to remember to carefully monitor and manage what we take in and reflect on how it affects us negatively. It’s important not to lose ourselves through what we consume and over consume on social media platforms. Remember most people only show a perfect snapshot of themselves to craft that narrative for viewers. Proceed cautiously.

Encouraging yourself when Life gets Rough

Life sometimes gets rough and it feels like there is little hope.

Recurring or chronic pain, ill health, financial woes, relationship problems, job loss and a myriad of other afflictions blithe our way.

When life gets rough how do you cope and even thrive despite your circumstances?

As a woman who believes in the healing power of Jesus – whether it’s for my body, finances, relationships and so on – I, of course cry out to God in prayer. The circumstances often don’t change but my response to them do. This is essential because things do get better. It may not happen on our timetable and our ideal of better may not be what happens.

Good friends and family members are essential in these times. Their presence, an encouraging word and their prayers help me to know I have a network of people who care about me. This is fodder to give me reason to push on. This is why it is important to water your relationships. https://thisgracedlife.com/2019/07/06/water-your-relationships/

It is ok to cry and feel down for a bit. Staying in that frame of mind is defeating. Life is best lived as an active participant – in the good and bad times.

Be present for others in their rough times and help them to get through. We ought to live lives where we give and take and give and take – balance is key.

There is also nothing like some upbeat music to rock to and have that give you a ‘pick me up.’ I believe moving and activating your happy hormones is important. It helps to distract oneself for a bit when life gets rough. Read a good book, sleep, get out and have some laughs with friends.

Another good way to tackle the negative feelings that often accompany rough times is to think ahead. I enjoy envisioning when the rough patch passes. I make plans, write them down and pray over them. In this way, I am looking ahead instead of staying fixed on the present. Also it helps to look back and reflect on how you have overcome other rough patches in the past.

Prepare yourself mentally in the good times for when life gets rough. Some patches are way rougher than others as we know. Resolve to live life well in the good times to balance things out. Tell yourself that you can be joyful in all states and pursue this – yes it’s easier said than done but worth pursuing all the same.

Stay away from negative people.

When life gets rough, encourage yourself again and again and keep fighting. It is true that,”Anything worth having is worth fighting for.”